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Frequently
Asked 401(k) Questions
- Why
should I contribute to my company retirement plan?
- Is
the Money Market Fund "guaranteed" not to lose money?
- Can
I choose my own investments in an IRA?
- Can
I move my money from my retirement plan to an IRA while I am still
employed?
- If
I would like to see some other fund choices in my plan, who should
I talk to?
- Why
should I stay in the market when it is losing money?
- What
does the number 43,800 represent?
- Could
I lose my 401(k) retirement like the employees of Enron?
- When
am I eligible for the catch-up provision of the 2001 tax law?
- What
happens to my 401(k) money if the company I work for declares
bankruptcy?
- What
is the new tax credit for contributions to retirement plans and
IRA's?
- What
is the key to investment success?
- Why
shouldn't I be concerned in a down market?
- Why
diversify?
- Can
I contribute money from the retirement plan of a former employer?
- When
someone retires, he then has to pay income tax on his 401(k).
Do you also have to pay capital gains?
- What
are the penalties for cashing out my 401(k) account?
- Who
can be named as a beneficiary on my 401(k)?
- Can
my spouse take money from my 401(k) without my knowledge?
- How
do I know which funds are most suitable for me?
- How
can I get more information on the funds in my plan?
- At
what age can I start to withdraw money from my plan?
- At
what age must I start the withdrawal process?
- Why
should I diversify?
- Should
I move out of mutual funds since the market is down?
- How
do I know how my mutual fund is faring against other similar funds?
- Why
should I stay in the market when it is losing money?
- What
does the number 43,800 represent?
- Would
you pay $250,000 for a pizza?
- How
much money can I contribute to an IRA?
- How
much money can I contribute to my retirement plan?
- What
is a "Catch-Up Contribution"?
- How
does an investor "reason" with a bear market?
- Frequently
Used Terms
- "Don'ts"
for Today's Market
- "Eight
Steps to Seven Figures"
- Getting
back on track.
- We
have time to recover.
- Nine
Ways to Get Your Finances in Shape
- "Get
Your Financial Act Together in 2003" -Terri Cullen
- Do
I need to report my retirement plan balance on my income tax statements?
- Do
I need to report the investment earnings on my retirement account
my taxes?
- If
I separate from service or retire and take a distribution, how
will I know what dollar amount to report on my taxes?
- What
if I originally decide to have my retirement savings sent directly
to me and then change my mind and decide to roll my funds over
to an IRA?
- What
controls interest rates?
- What
is a vesting schedule?
- What
does it mean to be fully vested?
- What
if I leave my company before I am fully vested?
- When
should I change my asset allocation?
- Can
I lose money in a bond fund?
-
What is the advantage to delaying
retirement?
- Are
there any basic rules for investing in my retirement plan?
- Excerpts from "The Great American Retirement Quiz"
- How much money should I be putting away for retirement?
- Excerpt from the Article 'Oracle' shares mantra in the Quad City Times
- Comments regarding Account Confidentiality
- Excerpt from "10 Questions you should ask yourself now about retirement" USA Today, June 9, 2005, pg. 7B
- Questionnaire to
determine the appropriate asset allocation for your intermediate and long-term financial goals.
- Inheriting a 401(k) Retirement Account?
- What is the "Saver's Credit"?
- What are the rules for giving away IRA money?
- Are your 401(k) fees invisible?
- Top 12 Retirement Bloopers
- Investing advice from Mark Twain,
Socrates, Warren Buffet and
Bernard Baruch.
- What type of investor am I?
- How much can I spend in retirement and not run out of money?
- How to protect yourself from identity theft.
- When investing in a mutual fund you need to consider investment objectives, investment strategies, risk, fees and expenses, and returns, but what are these?
- How to start with mutual funds.
- Mutual Funds 101
- How much money should I put away for retirement?
- How should I allocate my investment?
- How should I organize my finances and what important papers should I keep and for how long?
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